
The dealer's monthly payment hides 21% in interest. Here's the math.
A $75,000 truck financed at 9% APR for 60 months costs $90,940 all-in. The $15,940 gap is total interest. How to calculate what you're actually paying before…
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A $75,000 truck financed at 9% APR for 60 months costs $90,940 all-in. The $15,940 gap is total interest. How to calculate what you're actually paying before…

Advertised rates start at 7.9%, but credit score, truck age, and lender type push the real APR as high as 35%. Here's what moves the number and where the traps…