#Underwriting Losses

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Commercial truck on highway representing rising insurance costs despite falling crash rates in trucking industry

Carrier Business May 26, 2026

Why Your Trucking Insurance Went Up While Crashes Went Down

Insurers lost $4.9 billion on commercial auto in 2024, the 14th straight year of losses. Premiums climbed 38% since 2015 even as crash rates fell 2.6%.

By Tess Crawford