#Credit Score

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Commercial truck financing paperwork and calculator on desk with used Class 8 tractor in background

General May 4, 2026

What Commercial Truck Financing Actually Costs in 2026

Advertised rates start at 7.9%, but credit score, truck age, and lender type push the real APR as high as 35%. Here's what moves the number and where the traps…

By Hank Rivers